A Plan For Replacing Appliances and Major Home Repairs


I would suggest to all home buyers that upon purchasing a home they should start a replacement saving account. When the time comes to replace things around the home, the money is available and you won’t have to take out a second loan just to keep the home in operation. Replacing roofs and appliances can cost thousands. That can be difficult for a homeowner who is living paycheck to paycheck. A general rule of thumb to use for adding to your replacement saving account is to determine the useful life expectancy of some of the homes major appliances and systems (average estimated costs do not include labor);

Garbarge disposals: 5 to 10 years $100 – $250
Refrigerator: 8 to 14 years $750 – $4,500
Clothes washer: 7 to 10 years $350 – $1200
Clothes dryer: 7 to 10 years $300 – $800
Microwaves: approximately 5 years
AC systems: 10 – 12 Years $4000 – $10,000
Shingle Roofs: 15 – 20 years $300 – $450/sq
Tile Roofs: 20 – 24 years $650 – $700/sq




Aging In Place




Most of us want to remain independent in our homes as long as we can. Making some simple design changes as you remodel through the years can help you continue to live comfortably in your home as you age.


The same changes would be hard to distinguish because they are so well incorporated into the design and can also make your home more marketable if you decide to sell. Your home will appeal to buyers who need accessible homes as well as those who don’t.



Aging in place is about comfort as well as safety. The goal is to create a safe comfort level. If an older person can avoid falling and breaking a hip, they can prevent a cascade of other health problems.


How can you make sure your home is safe? Consider these ideas: Focus on the bathroom. The bathroom should be the first target for an aging in place remodel. The following are remodel suggestions:


– Curbless showers
– The bathroom doorway should be a minimum of 32” wide.
– Installation of grab bars and a bench.
– Replacing the toilet with a taller than average model.
– Single lever style faucets and shower valve controls.


In the Kitchen, think convenience.


– Consider wood flooring vs tile flooring. Wood is more forgiving and easy on backs and hips. Tile is harder to stand on for long periods.
– Appliances and location for easier access. Side-by–side refrigerators featuring double doors which are easier to open; Microwave ovens installed at counter height for easier access.
– Under cabinet lighting.
– Cabinet door and drawer pulls.


Throughout the interior and exterior of the house consider safety and comfort.


– Upgrade lighting by adding recessed lights to rooms that have only a single light source.
– If the flooring is being replaced, consider hardwood flooring.
– Replace door knobs and faucets with lever style
– Look for ways to remove steps as exterior improvements are planned. A no-step entry can be beautiful as well as practical if it flows naturally with the landscaping.


The cost of aging in place remodels vary widely depending on what type of work is needed. However, while a project might seem financially daunting, consider the alternative: A nursing home averages $84,000 a year for a private room, and assisted living will run about $40,000 a year. By preparing for the future, it may be financially prudent to pay for remodeling now than the heavy costs for private or assisted care in the future.